Financial Decision Intelligence

See your financial
future before
you spend.

Diola shows the credit impact, goal delay, and smarter path before a purchase, card application, or financial move costs you.

Try a real scenario — no signup →
🔒 No credit pull · No data stored
Available on iOS · Android coming soon
Download on theApp Store
View how it works
Diola
Decision Intelligence
Live
Your decision
Score
-18
temporary impact
Goal delay
+12 days
720 timeline
Risk
Medium
spend timing
Smarter path
Recommended
Wait 10 days and pay $180 first. You stay on track and protect your score.
+9 points protected
Goal stays on time
Lower utilization
Today
Wait
Day 5
Pay $180
Day 10
Safe to buy
GoalLock: 82% on track
Next move: Pay before statement close
612 → 720
Average sprint journey
27 actions
Personalized plan
6 months
Sprint to mortgage-ready
"Before Diola, I had no idea a $400 purchase would delay my mortgage by 3 weeks. Now I know before I spend."
— Early beta user, Tampa FL
How it works
Three steps to financial clarity
01
Upload your report
Drop your credit PDF from myFICO, Experian, or AnnualCreditReport. AI extracts every account, balance, and derogatory mark in 60 seconds.
02
Get your sprint plan
Receive a ranked action plan in exact sequence — what to do, in what order, with estimated point gains and timeline for each action.
03
Simulate every decision
Before you spend, apply, or transfer — run it through the simulation engine. See score impact, goal delay, and the smarter path.
The difference
Stop flying blind
Without Diola
✗Make purchases without knowing credit impact
✗Miss mortgage window by weeks
✗Discover derogatory marks too late
✗Apply for credit at the wrong time
✗Guess at which actions matter most
With Diola
✓Simulate any decision before you make it
✓Stay on track for Month 5 mortgage window
✓Dispute strategy generated automatically
✓Get AI verdict: YES, NO, or WAIT
✓Ranked action plan with exact point gains
Try it now
What's your next decision?
Type any financial decision and see the simulated impact instantly
Pricing
Free during beta
Full access while we build. Pro plan coming soon.
Beta
Free
Full access, no limits
✓Credit report parser
✓Decision Advisor AI
✓Sprint Plan (27 actions)
✓Goals & DTI calculator
✓Dispute letter generator
Start free →
Pro — Coming soon
$19/mo
Everything in Beta, plus
✓Score simulation engine
✓Behavioral pattern tracking
✓Weekly check-in coaching
✓Multi-user (family plan)
✓Priority advisor responses
Notify me →
Stop guessing
Start knowing.
Upload your credit report and know your exact action plan in 60 seconds.
Try your next decision — Free →
No credit card required · Cancel anytime